Should I Love Money?

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The age old adage. Money! 

Should I love it or hate it? 

Should I earn more of it?

Should I be content with what I have and I am earning?

Oh, it’s a tough one.

But there is one good barometer to ascertain the kind of money you want. Your needs. Not your wants, just the needs.The difference is critical here. 

Needs are those which you can’t possibly live without and wants can include luxury items also. Needs are maybe 5 dresses for house wear and 5 for work but wants can include 10 for each. Ascertaining how much your needs are is really important.

If we put all religious connotations aside, earning good money is not a bad thing. It only becomes bad when money becomes the center of all doings. So, working towards earning more of it is essentially not a bad thing.

What is next?

Saving I guess. Now is the trying time. How much to save? How much is enough to buy me the new dress or fund my child’s college education when he grows up? These are critical decisions. Saving money is important but so is finding out what chunks you want to save. Personally, I think 20 - 30 percent is a good enough amount, but if you want to save 50 percent and can do that without disturbing your monthly budget then why not. It is actually fantastic if you can save half the amount that you have earned. 

Money Mindset

This doesn’t mean you are a greed ridden person who thinks about money all the time. This essentially means you need to have a mindset that thinks of ways of creating money, saving it in innovative ways and spending it frugally. This also means that a positive thought process is required all through this. This may not be as difficult as it seems.

So let’s embark on this journey. Let’s learn of positive ways of earning, spending and saving money. 

But. one post at a time 😉

(To be continued...)

Uroosa Kanwal writes on personal finance and is working on her own small idea to help bloggers. You can find more of her writings at Finance It Out!

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Be Smart! Do Quick & Sharp Online Shopping With mycart.pk

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With the advancement of technology, the e-commerce has emerged as a main source not only for entrepreneurs but also for the shopping lovers. 

In the beginning, there was a fashion websites boom and frankly speaking it attracted a huge number of potential customers. In spite of this, there was some hesitation among prospective buyers due to trust issues related to product quality. However, with the passage of time the trust deficit has been covered enormously as the brands have learned their lesson and now know it well that only with quality products and efficient customer service they can stay in e-business.

In Pakistan, the online shopping scene is not different from other parts of world. After the fashion, gadgets and electronic items, now people can shop their favourite grocery items through website. Yes, this is a new trend, and believe me it is the most convenient way to buy your kitchen items with ease.

Recently, the management of mycart.pk arranged an iftar meet-up for bloggers at Dunkin Donuts. It was a wonderful idea to give an introduction to blogger community about the brand and business. It is an online website that offers a wide range of kitchen grocery, household items, gadgets, sports, beauty products, baby stuff along with home textiles, toys, gifts, etc. 

At present, the website is well known for 24/7 speedy deliveries in Karachi, Lahore and Islamabad. The most attractive feature of the website is that customers can enjoy free delivery option if their order is above Rs.500. 

The website cater nearly 20,000+ grocery products; it means the brand offers variety of stuff to its customers with convenient shipping schedule and best savings. Along with grocery items, mycart is also offering pharmacy products from big names like Getz Pharma, Abbot, gsk, ACCU Chek, Johnson and Johnson, searle.

At the meet-up, Waqas Pervez, the Head of Marketing mycart.pk, not only shared vouchers from mycart partners such as Foodpanda, BOGO, Vouch365, but also talked about some of the very interesting facts and figures with bloggers. 

These included why people like to shop online and how online shopping is the need of the hour for Pakistani women. You would be surprised to know that 92% orders contain more than 2 items for any e-commerce store but for mycart.pk it is 23. With the help of google analytics, the brand determines demographics on their website to enhance their performance. 

The event served as a platform for both the bloggers and the mycart team to share experiences and discuss statistics to understand the habits of an average Pakistani online shopper. The info-graphics that were showed to bloggers indicated that by using the collected data, brand has increased its sells triple times in just one year. 

The future business objectives of the brand includes a seamless shopping experience for its customers with a larges product selection. After this, a dedicated customer support is another milestone that mycart wants to surpass.

After attending this session, I decided to give it a try. So, I logged in and ordered grocery items. For my surprise, mycart.pk delivers round the clock by offering delivery options.

I selected the time that was convenient for my home. The order was delivered on time. Received all items except one that management informed me "is not available at the moment, but will be delivered soon." 

I found mycart.pk very efficient and ideal place to order grocery items. 

So, if you would like to save your time, then I would recommend that you should also give mycart.pk a try to order your grocery items. 

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